"You mean like reincarnation? Those who follow the Living Circle religion do, but I am a Trader. When we die, Bookkeeper Oti balances the accounts of our life, and sends us to our afterlife," Daja said, feeling not entirely sure that she was following Howard correctly.

"Time and sleep are valuable - and if you prepare too much, you may mistakenly think that you have prepared for everything, and find yourself unable to deal with something that your plans have not accounted for," Daja said. "If your plans are too strict, you have no flexibility."